Frequently Asked Questions
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Personal Injury Lawsuit Timeline: How Long Will Your Case Take?
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Wondering how long a personal injury lawsuit takes? In this video, Schirmer Law breaks down the personal injury lawsuit timeline, giving you a clear understanding of each step in the injury lawsuit process. From initial filing to settlement, we’ll cover the entire personal injury case timeline and explain key lawsuit process time factors affecting personal injury case length.
Whether you’re curious about the lawsuit settlement timeline or looking to understand how long it takes to settle a lawsuit, this guide will help manage your personal injury lawsuit expectations. Learn about common factors and practical steps to stay prepared as you navigate your case. Perfect for anyone dealing with an injury claim or planning to file one!
What Is Premises Liability? Understanding Your Legal Rights
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In this video, Schirmer Law explores premises liability and its implications for property owners and visitors alike. Premises liability covers the legal responsibility for injuries on someone else’s property and clarifies who is responsible for injuries when accidents happen due to unsafe conditions. We’ll discuss premises liability law, share key insights on property owner liability, and examine various premises liability cases.
Learn the practical aspects of premises liability and how to handle injury claims on property, so you can better understand your rights if you’ve been hurt or are a property owner wanting to stay informed. Our goal is to make premises liability straightforward, from defining terms to explaining scenarios.
Whether you’re managing your own property or seeking to file a claim, this video provides practical and applicable information that is a must-watch!
Do Home Insurance Policies Cover Hurricane Damages
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Curious about home insurance hurricane coverage? In this video, Schirmer Law explains what hurricane damage insurance entails and whether home insurance policies cover hurricane damage. We’ll discuss essential hurricane damage protection options, providing insight into what’s typically included in a home insurance policy hurricane coverage.
From natural disaster insurance coverage to specific storm damage insurance details, we’ll help you understand the basics of protecting your property during hurricane season. Learn hurricane insurance tips, how home insurance claims for hurricane damage work, and what to expect from homeowners insurance hurricane coverage for better preparation before disaster strikes.
This guide is perfect for homeowners seeking clarity on insurance for hurricane season and understanding home insurance essentials.
What is Personal Injury Protection (PIP) Insurance? Everything You Need to Know
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In this video, we break down Personal Injury Protection (PIP) insurance and explain how it works to protect you after a car accident.
Discover what PIP insurance covers, including medical coverage for accident injuries. We’ll explain the basics of no-fault insurance and how auto insurance policies include personal injury coverage.
Learn the key details of PIP, from how it applies to car accident insurance claims to what steps you should take to file a claim. Understand how insurance claims work with PIP and how this essential coverage can help protect your health and finances.
For more information, visit our website at https://schirmerlaw.com/.
Filing a Bad Faith Insurance Lawsuit: What You Need to Know
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Are you dealing with a denied insurance claim? This video explains the steps you need to take when filing a bad faith insurance claim.
Learn how to sue an insurance company for acting in bad faith and understand the key aspects of insurance litigation. We’ll walk you through bad faith lawsuit steps, giving you the insights you need on legal action against an insurance company.
Find out how insurance bad faith works and what you can do when your insurance claim is denied. Whether preparing for a bad faith insurance lawsuit or wanting to know more about your rights, this video covers it all.
For guidance and support, visit our website at https://schirmerlaw.com/.
Understanding Hurricane Coverage: Is Your Home Insurance Ready?
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Is your home insurance coverage ready for the next hurricane? This video breaks down the essentials of hurricane insurance to help you protect your property. Learn about the critical components of wind damage protection and flood insurance, and find out if your current policy provides the coverage you need. We’ll also share important insurance policy tips to ensure your home is fully prepared for storms.
Discover how insurance deductibles work and what you can do to maximize your home protection. At Schirmer Law, we’re here to guide you through the complexities of hurricane preparedness so you can feel confident in your coverage.
For more in-depth advice and support, visit our website at https://schirmerlaw.com/
faq
What should I do immediately after being involved in an accident?
It is important to seek medical attention, document the scene, gather witness information, and contact a personal injury attorney as soon as possible.
Do I need a lawyer to handle my personal injury claim?
While it’s possible to handle a claim yourself, a lawyer can help navigate complex legal issues, negotiate with insurance companies, and maximize your compensation.
Can I afford a personal injury attorney?
Most personal injury attorneys work on a contingency fee basis, meaning they only get paid if you win your case.
What is a contingency fee agreement?
A contingency fee agreement means your attorney will receive a percentage of your settlement or award only if you win your case.
What is premises liability?
Premises liability refers to the legal responsibility of property owners and occupiers to ensure their property is safe for visitors. If someone is injured on their property due to negligence, they may be held liable for damages.
What types of accidents fall under premises liability?
Common premises liability cases include slip and fall accidents, inadequate maintenance, dog bites, swimming pool accidents, and injuries due to inadequate security.
Who can be held liable in a premises liability case?
Property owners, landlords, tenants, and managers can all potentially be held liable if they are responsible for maintaining safe conditions and fail to do so.
How much do you charge?
We work strictly on a contingency basis. We do not get paid unless the business owner recovers money from the insurance company.
Does the insurance company pay for me to move out of my home if it is uninhabitable?
Many policies do provide for additional living expenses or loss of use.
What is a Proof of Loss?
A form that is often required to be filled out by the homeowner that provides the insurance company specific information about the loss.
What is Depreciation?
Decrease in the value of property which could be the result of wear and tear or age of a property.
What is Replacement Cost Value (RCV) vs. Actual Cash Value (ACV)?
RCV is the amount necessary to repair or replace the dwelling with materials of “like” kind and “like” quality at the current prices. ACV is the current value of property measured in cash, usually arrived at by taking the replacement cost and deducting for depreciation brought about by physical wear and tear, age and other factors.
If my insurance payment is not enough to pay for my damages can I reject their payment?
Yes. You can hire an independent contractor to obtain a second opinion of the full cost of the damages. It is the insurance company’s job to make you whole again. If the initial payment is insufficient do not be afraid to demand what you are rightfully owed.
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