Before Disaster Strikes: What should a homeowner or business owner do before a Hurricane/disaster hits? Many homeowners have difficulty knowing how to handle their insurance claim after disaster strikes. These are a few things that you can do right now to make sure you are prepared in the event that a hurricane or other natural disaster strikes you home or …
Personal Injury Basics
I was just involved in a car accident and I was not at fault. Who do I sue? Who pays? What should I do? These questions are the most common questions accident victims have after being involved in a car accident. Fortunately, Schirmer Law is here to help you navigate through the challenging times post-accident. After you are involved in …
Assignment of Benefits
Assignments of benefits (“AOB”) are useful tools that can be used by individuals who are in need of immediate help in certain situations. In the case of automobile accidents, AOBs can be utilized to receive immediate medical attention without first being disbursed personal injury protection benefits from automobile insurance companies. In situations where property has been damaged due to hurricanes, …
Bad Faith in Florida: Brief overview of First Party Bad Faith
This blog post is designed to give a brief overview of Bad Faith actions by Insurance companies in the Homeowners Insurance context. In Florida, Bad Faith law exists by means of the existing case law and by Florida statutes. However, a first party lawsuit for bad faith must be pursuant to the statute.[1] This means that when a homeowner wishes …